AEPS is a new payment service offered by the National Payments Corporation of India to banks, financial institutions using ‘AADHAAR’. AEPS stands for ‘AADHAAR Enabled Payment System’.
AADHAAR Enabled Payment System (AEPS) is a bank led model, which allows online financial inclusion transaction at Micro-ATM through the Business correspondent of any bank using the AADHAAR authentication. This system is designed to handle both ONUS and OFFUS requests seamlessly in an effective way by enabling authentication gateway for all AADHAAR linked account holders.
Any resident of India holding an AADHAAR number and having a bank account which is linked with the AADHAAR can avail the benefits of AEPS.
A Customer may visit a BC Customer Access Point. The BC using the Point of Sale (Micro-ATM) device will be able to process transactions like Cash Withdrawal & Balance Enquiry by selecting the transaction of their choice. The Customer needs to provide their AADHAAR Number and their bank name.
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